Health & Dental
Everything you need to know about health & dental in Ontario — in plain English.
Best Health & Dental Insurance Plans in Ontario
The best health and dental insurance in Ontario depends on your needs. Compare plan tiers, insurers, drug and dental coverage, waiting periods and costs.
How Much Does Dental Work Cost Without Insurance?
Dental costs without insurance in Ontario: indicative prices for cleanings, fillings, crowns, root canals and implants, plus public programs and plan options.
Health & Dental Insurance for Families
Family health dental insurance in Ontario: indicative monthly costs, how children are priced, OHIP+ and orthodontic rules, and how to size a plan you'll use.
Guaranteed Acceptance Health Insurance in Canada
Guaranteed acceptance health insurance in Canada: no medical questions or declines, but lower limits and waiting periods. Who it suits, costs and alternatives.
Health & Dental Insurance for Retirees in Ontario (2026 Guide)
Health insurance for retirees in Ontario: what changes at 65, what OHIP still won't cover, how to convert group benefits, and what a personal plan really costs.
Health & Dental Insurance for Contract Workers
Health insurance for contract workers in Ontario: what OHIP leaves out, how individual plans work, indicative monthly costs, and covering gaps between jobs.
Health & Dental Insurance for Students
Health insurance for students in Ontario: what OHIP, OHIP+, campus plans and a parent's group plan cover, when to opt out, and what a private plan costs.
What Is a Health Spending Account (HSA) in Canada?
A health spending account in Canada lets a business pay medical, dental and vision costs tax-free for employees or owners. How HSAs work and who they suit.
Does Insurance Cover Therapy & Mental Health in Canada?
Mental health coverage in Canada explained: what OHIP pays for, what group and private plans cover for therapy, typical session costs and how to get more.
OHIP+ vs. Private Drug Coverage: What You Need
OHIP+ drug coverage pays for eligible prescriptions for Ontarians 24 and under with no private plan. What it covers, what it misses, when a private plan wins.
Prescription Drug Coverage in Ontario Explained
Prescription drug coverage in Ontario explained: what OHIP pays, how the Ontario Drug Benefit, OHIP+ and Trillium work, and when a private plan fills the gap.
How Much Does Private Health Insurance Cost in Ontario?
Private health insurance cost in Ontario: indicative monthly ranges for individuals, couples and families, what drives the price, and how to keep premiums down.
Private Health Services Plan (PHSP) for Business Owners
PHSP Canada guide for business owners: what a private health services plan is, CRA rules, sole proprietor limits, costs, and how it compares to group benefits.
Leaving Your Job? How to Replace Group Benefits
Leaving a job means group benefits end within days. How to replace health, dental, life and disability coverage, the 31- and 60-day deadlines, and the costs.
Health & Dental Insurance for the Self-Employed in Ontario
No employer benefits? Here's how personal health and dental insurance works for self-employed Ontarians — what it covers, what it costs, and how to choose a plan.
What OHIP Doesn't Cover in Ontario (and How to Fill the Gaps)
OHIP covers doctors and hospitals — but not prescriptions, dental, vision, and much more. Here's exactly what's not covered in Ontario and how to protect yourself.
Ready to protect what matters most?
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